TFS Financial (Germany) Analysis

PWT Stock  EUR 12.50  0.20  1.63%   
Below is the normalized historical share price chart for TFS Financial extending back to May 03, 2007. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of TFS Financial stands at 12.50, as last reported on the 15th of February 2026, with the highest price reaching 12.50 and the lowest price hitting 11.90 during the day.
200 Day MA
11.5595
50 Day MA
11.914
Beta
0.74
 
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The current Long Term Debt is estimated to decrease to about 3.9 B. The current Short and Long Term Debt is estimated to decrease to about 288.7 M TFS Financial's financial risk is the risk to TFS Financial stockholders that is caused by an increase in debt.
Given that TFS Financial's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which TFS Financial is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of TFS Financial to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, TFS Financial is said to be less leveraged. If creditors hold a majority of TFS Financial's assets, the Company is said to be highly leveraged.
The TFS Financial's current Stock Based Compensation is estimated to increase to about 8.9 M, while Total Stockholder Equity is projected to decrease to roughly 2 B. .
TFS Financial is undervalued with Real Value of 14.88 and Hype Value of 12.6. The main objective of TFS Financial stock analysis is to determine its intrinsic value, which is an estimate of what TFS Financial is worth, separate from its market price. There are two main types of TFS Financial's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect TFS Financial's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of TFS Financial's stock to identify patterns and trends that may indicate its future price movements.
The TFS Financial stock is traded in Germany on Frankfurt Exchange, with the market opening at 08:00:00 and closing at 22:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in Germany. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and TFS Financial's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
For more detail on how to invest in TFS Stock please use our How to Invest in TFS Financial guide.

TFS Stock Analysis Notes

About 93.0% of the company shares are owned by institutional investors. The book value of TFS Financial was at this time reported as 5.74. The company last dividend was issued on the 2nd of December 2025. TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. TFS FINANCIAL is traded on Frankfurt Stock Exchange in Germany. To find out more about TFS Financial contact the company at 216 441 6000 or learn more at https://www.thirdfederal.com.

TFS Financial Quarterly Total Revenue

83.73 Million

TFS Financial Investment Alerts

TFS Financial is unlikely to experience financial distress in the next 2 years
Over 93.0% of the company shares are owned by institutional investors
Latest headline from news.google.com: Top Executive Makes Notable Move With Major TFS Financial Stock Sale - TipRanks

TFS Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 3.55 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate TFS Financial's market, we take the total number of its shares issued and multiply it by TFS Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

TFS Profitablity

TFS Financial's profitability indicators refer to fundamental financial ratios that showcase TFS Financial's ability to generate income relative to its revenue or operating costs. If, let's say, TFS Financial is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, TFS Financial's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of TFS Financial's profitability requires more research than a typical breakdown of TFS Financial's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.37 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.37.

Management Efficiency

The current Total Assets is estimated to decrease to about 16.1 B. The current Net Tangible Assets is estimated to decrease to about 1.9 BTFS Financial's management efficiency ratios could be used to measure how well TFS Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Leadership effectiveness at TFS Financial is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0919
Operating Margin
0.3747
Profit Margin
0.2774
Forward Dividend Yield
0.0769
Beta
0.74

Technical Drivers

As of the 15th of February 2026, TFS Financial has the risk adjusted performance of 0.0702, and Coefficient Of Variation of 1238.26. In connection with fundamental indicators, the technical analysis model makes it possible for you to check practical technical drivers of TFS Financial, as well as the relationship between them. Please validate TFS Financial treynor ratio, downside variance, kurtosis, as well as the relationship between the value at risk and expected short fall to decide if TFS Financial is priced adequately, providing market reflects its prevalent price of 12.5 per share.

TFS Financial Price Movement Analysis

Execute Study
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TFS Financial Outstanding Bonds

TFS Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. TFS Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most TFS bonds can be classified according to their maturity, which is the date when TFS Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

TFS Financial Predictive Daily Indicators

TFS Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of TFS Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

TFS Financial Forecast Models

TFS Financial's time-series forecasting models are one of many TFS Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary TFS Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

TFS Financial Debt to Cash Allocation

Many companies such as TFS Financial, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
TFS Financial has accumulated 15.56 B in total debt. Debt can assist TFS Financial until it has trouble settling it off, either with new capital or with free cash flow. So, TFS Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like TFS Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for TFS to invest in growth at high rates of return. When we think about TFS Financial's use of debt, we should always consider it together with cash and equity.

TFS Financial Total Assets Over Time

TFS Financial Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the TFS Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of TFS Financial, which in turn will lower the firm's financial flexibility.

TFS Financial Corporate Bonds Issued

Most TFS bonds can be classified according to their maturity, which is the date when TFS Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

TFS Long Term Debt

Long Term Debt

3.92 Billion

At this time, TFS Financial's Long Term Debt is most likely to increase significantly in the upcoming years.

About TFS Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how TFS Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling TFS shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as TFS Financial. By using and applying TFS Stock analysis, traders can create a robust methodology for identifying TFS entry and exit points for their positions.
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. TFS FINANCIAL is traded on Frankfurt Stock Exchange in Germany.

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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding TFS Financial to your portfolios without increasing risk or reducing expected return.

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